Speakers: Nancy R. Mogab, Curtis, Heinz, Garrett & O’Keefe, St. Louis; Simone A. Haberstock, The Law Offices of Simone A. Haberstock, LLC, Richmond Heights; Sally I. Heller, The Heller Law Firm, LLC, St. Louis; Hon. John K. Ottenad, ALJ, Manchester; Michelle M. Symank, Evans & Dixon, LLC, St. Louis